Say Hello
to Stella!

A P2P Lending Marketplace Powered
by StellaCoins, Smart Contracts
and Artificial Intelligence.

What Is Stella?

What Is Stella?

What Is Stella?

Stella is a new paradigm in banking a blockchain powered community connecting borrowers and investors on a global scale. Using smart technology and a healthy dose of transparency we make your funding and investing ambitions possible without borders or restrictions.

Money should be simple and fair for everyone.
Whether you need a micro loan to kick-start your business,
capital for a project with global implications, or even
a personal loan to travel the world, Stella can help!

Money should be simple and fair for everyone. Whether you need a micro loan to kick-start your business, capital for a project with global implications, or even a personal loan to travel the world, Stella can help!

Powered by

Four Components

Stella Coins

A highly secure, reliable new cryptoasset that
will allow participants to perform conversions between cryptocurrencies without spread.

Stella Score A.I.

A proprietary global credit scoring system that uses machine learning algorithms to make underwriting decisions. Stella Score is
powered by big data and artificial intelligence.

Stella Marketplace

A blockchain-supported loan marketplace, matching together borrowers and
investors on a global scale.

Stella Card

Simple, easy-to-use debit and credit cards that connect your cryptocurrency account to real life transactions, with all necessary conversions performed on the fly.

Reshaping the
Lending Landscape

by

Create

Revitalize

Enable

Creating Balance in the Supply and Demand of Funding

Most funding happens locally, if at all. This means that millions of
people around the world are under-banked. Stella creates access
and opportunity, no matter where you live.

Trust and transparency in the Financial Sector

Only one third of those surveyed believe banks operate in the
interests of the people. Stella renews your trust through
transparency and personal empowerment.

Cross-Border Credit Scoring

Your credit history is not portable across international borders.
This means you must re-establish your credit from scratch when
you move to another country. Stella’s borderless credit evaluation
model treats you like a citizen of the world.

Planned Products

The way we interact with our money is changing rapidly. Cryptocurrencies are driving innovation, creating new opportunities and transforming the social norms surrounding banking and finance.

1

Stella Debit Card

2

Stella Credit Card

with credit facility up to
STC 10.000

3

Personal Coin Loans

up to STC 50.000

4

Business Coin Loans

up to STC 300.000

5

E-commerce
Coin Credit

up to STC 5.000

With Stella, you’ll

at the leading edge of this
ever-evolving frontier.

Stella Roadmap

Phase 1

Development of Stella Score A.I.

The StellaScore A.I. model has been developed. This minimum viable product (MVP) is available and has ready capability to facilitate global credit scoring. This is the first step as we build toward a transparent and credible system, one that enables the efficient flow of capital from our ecosystem to awaiting projects, all in real time.

Phase 2

Pre-ICO

10% of tokens will be distributed to determine
the price of the ICO. The Stella Coin is slated
for release in a pre-ICO on April 5th, 2018.

Phase 3

Initial Coin Offering

30% of tokens will be distributed, generating
the capital to begin funding emergent projects
within a dynamic global community.

Phase 4

Development of Blockchain-backed
Lending Platform

Phase 4 will center on building out the IT
infrastructure required to facilitate P2P
transfers, mobile wallets, and payment cards.

Phase 5

Marketplace launch

Stella Marketplace will open up globally
for investors and for borrowers in
selected European markets.

Phase 6

Credit Card launch

Stella cards will give clients the option of
storing funds in cryptocurrencies, while still
making payments in most locations using
regular plastic credit or debit cards.

Our

Founding Team

Rene Skaflestad

Co-founder and CEO of Stella,
as well as the founder and CEO
of the Liber Finance Group.

Martin Kiuru

Co-founder of Stella and CTO
for the Liber Finance Group.

Thomas Bradshaw

Co-founder of Stella and a
Venture Associate for the
Liber Finance Group.

Morgan Kidd

Blockchain focused

Ruslan Koryakin

ICO backend focus

Our

Advisors

Lasse Hall

Description

Miika Engstrom

Description

Radosław Broniarek

Description

Rene Skaflestad

Rene is a co-founder and CEO of Stella, as well as the founder and CEO of the Liber Finance Group. Rene studied finance at Regents University in London. He previously worked as Head of Business Development for Nova Founders Capital ComparAsiaGroup, building strategic partnerships with banks and financial institutions across SE Asia. Prior to his tenure with Nova Founders, Rene worked in investment banking at Bank of America Merrill Lynch in Los Angeles, as well as Shanghai Rongheng Investment Advisors in Shanghai.

Martin Kiuru

Martin is a co-founder of Stella and CTO for the Liber Finance Group. Martin is also managing Stella’s software development and product delivery. Martin studied computer science in Tallinn University of Technology before gathering more than 15 years of IT experience with prominent firms including Fujitsu, Deloitte and Swedbank. Martin also has extensive pertinent experience as both a CTO and board member for the global financial brokerage company, Admiral Markets.

Thomas Bradshaw

Thomas is a co-founder of Stella and a Venture Associate for the Liber Finance Group. Thomas Studied finance at Imperial College London and mathematics at Nottingham University. He previously worked as an investment banking analyst, focused on growth equity fundraising and M&A at Torch Partners in London. Prior to his work with Torch, Thomas served as part of the Nova Founders Capital CompareAsiaGroup founding team, overseeing the development of both their content and marketing production departments.

Morgan

Bio here

Ruslan

Bio here